Financing

Financing at CarMax is as easy and
hassle-free as buying from CarMax.

Get started with these helpful tools and tips.

Financing at CarMax

Ready to buy? Car Financing at CarMax is convenient and easy. Learn more about the CarMax financing process and how to get started today.

Why finance at CarMax

The finance process

Tools & Calculators

Use our calculators to help you estimate your costs, from how much you can spend to monthly payments, to calculating your total cost when buying a car.

Payment estimator

Affordability calculator

Tax, title, tags, and fees calculator

Car financing terminology

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Car financing at CarMax

The CarMax car financing process is as unique and hassle-free as our buying experience. Our goal is simple: help customers obtain car financing and complete their vehicle purchase quickly and efficiently. The process is transparent, customer-friendly, and reflects our company's culture of integrity—which helps our customers make the best car financing decision possible. The financial institutions with which we work are industry leaders who can offer a variety of attractive terms tailored specifically to CarMax customers.

Want to learn more? We've gathered information about everything from your financing options at CarMax to helpful tips in understanding credit scores and financing decisions.

Understanding car financing

Navigating the complicated world of car financing can be confusing. We've gathered information to help answer some of the most common financing questions and concerns.

How decisions are made

What your credit score means

Financing and budget tips