Why finance at CarMax?

We make car financing fast and easy

Why Finance

Like everything at CarMax, our financing process is designed to be easy, transparent, and stress free. You won't deal with backroom "Finance Managers," found at traditional car dealers. And your Sales Consultant will be with you through the entire process, start to finish. In addition, you'll get:

  • No-Haggle terms
    CarMax offers some of the most competitive terms in the industry without the hassle of haggling to get the best offer. We'll even give you three business days to change your financing, penalty free.
  • Respected financial institutions
    CarMax Auto Finance and our third-party finance sources rank among the most respected financial institutions in the world.
  • Fast, convenient financing
    Our online process means most approvals come through in a matter of minutes. You see any offers when we do so you can choose the option that works for you.

Integrity is an important part of CarMax, and our financing process is no exception. We strive to be different from the traditional car dealer, and you’ll never find any financing games, or hidden costs.

Smart reasons to shop at CarMax

  • Affordable prices, no haggling

    CarMax has thousands of low-
    priced used cars you can trust.
    Get a car you love at a price
    that fits your budget.